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Michelle M. Owens is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of (GA and MI). No insurance business may be conducted outside these states referenced.

Michelle M. Owens is a Registered Representative(s) of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the state of Georgia you are securities licensed. No offers may be made or accepted from any resident outside the specific state referenced.

NYLIFE Securities LLC is a New York Life Company.